MultiNational Underwriters Plans

MultiNational Underwriters

MultiNational Underwriters® (MNU) was established in 1998. It quickly became a recognized leader in the field of international health insurance, offering a complete portfolio of health and life insurance products to customers in over 130 countries. Sensing the increasing acceptance of the Internet as a medium for commercial transactions, MNU was among the first to make insurance products and services available via the World Wide Web. This innovation has continued to evolve and, at present, MNU customers can review coverage options, obtain quotes, purchase insurance and receive their insurance documents - all electronically, without human intervention, 24 hours a day. Today, many thousands of international insurance professionals host MNU’s electronic tools on their websites, and this number continues to grow. MNU’s entrepreneurial spirit does not stop in the marketing department.

In January 2008, MultiNational Underwriters® was acquired by HCC Insurance Holdings, Inc. (NYSE: HCC). Headquartered in Houston, Texas, HCC Insurance Holdings, Inc. (HCC) is a leading international specialty insurance group with offices across the United States and in Bermuda, Spain, Ireland and the United Kingdom. The acquisition by HCC allows MultiNational Underwriters® to expand its reach in the brokerage community. HCC has assets of more than $8.0 billion, shareholders’ equity in excess of $2.3 billion and is rated AA (Very Strong) by Standard & Poor’s, AA (Very Strong) by Fitch Ratings and A+ (Superior) by A.M. Best Company.

From its beginning, MNU has focused on providing superior customer service. Emphasizing creative yet solid solutions to the administrative difficulties and service barriers inherent in the international market, MNU has attracted a team of professionals – including underwriters, claims analysts, and customer service specialists – that are unrivaled in today’s market. Augmented by state-of-the-art information technology services, MNU delivers on its promise of astonishing service that adapts to the changing needs of its customers.

In 2002, MNU was purchased by the Noel Group. This unique and progressive organization, with service offices throughout the world, positioned MNU to transform its customer service department to a full travel and international assistance platform. This allowed MNU to enhance and expand its product offerings, and enthusiastically face the challenges of the ever changing global marketplace. MNU’s excellent products are known and used daily by many thousands of individuals, families, corporations and service groups around the world. These products are all designed with the unique needs of the international market in mind.

 

1 . Travel Medical Coverage (per Trip)

The Atlas International Plan is MNU’s international travel medical insurance plan designed to cover U.S. and Non-U.S. citizens traveling outside the United States on a relatively short term basis, with initial Certificate Periods ranging from 5 days up to 12 months and extension/renewal options for some clients.

The Atlas International plan offers travelers’  travel protection with coverages such as Trip Interruption, Accidental Death & Dismemberment, Lost Checked Luggage, Natural Disaster coverage, Terrorism, and much more. You have your choices as to the deductible and the flexibility to select the amount of Emergency Medical & Evacuation coverage to best fit your travel needs up to $1 Million.


  • Trip Interruption
  • 24 hour AD&D
  • Common Carrier AD&D
  • Incidental Home Coverage for U.S. Citizens*
  • Acute Onset of a Pre-Existing Condition*
  • Optional Hazardous Sports Rider

*Certain restrictions/exclusions apply; please see your policy/certificate for complete details.


Plan does not provide coverage for Trip Cancellation, Financial Default of Travel Supplier , or Trip Delay/Missed Connection

ViewAtlas International  Details  Get Insurance Quote   Atlas International  Certificate

The Atlas America Plan is part of MNU’s Atlas Series. It is an international travel medical insurance plan designed to cover Non-U.S. citizens traveling outside their home country on a relatively short term basis, with initial Certificate Periods ranging from 5 days up to 12 months and extension/renewal options for some clients.

The Atlas America plan offers Non-U.S. citizens travel protection with coverages such as Trip Interruption, Accidental Death & Dismemberment, Lost Checked Luggage, Natural Disaster coverage, Terrorism, and much more. You have your choices as to the deductible and the flexibility to select the amount of Emergency Medical & Evacuation coverage to best fit your travel needs up to $1 Million. All these benefits are augmented by Travel Assistance Services unequalled in the travel medical insurance industry.


  • Trip Interruption
  • 24 hour AD&D
  • Common Carrier AD&D
  • Incidental Home Coverage for U.S. Citizens*
  • Acute Onset of a Pre-Existing Condition*
  • Optional Hazardous Sports Rider

*Certain restrictions/exclusions apply; please see your policy/certificate for complete details.


Plan does not provide coverage for Trip Cancellation, Financial Default of Travel Supplier , or Trip Delay/Missed Connection

ViewAtlas America Details  Get Insurance Quote   Atlas America Certificate
 

2 . Multi-trip Travel Insurance (Annual)

The Atlas Professional plan is designed as an annual, single premium plan for those taking multiple trips during the year. This plan is ideal for routine business traveler, who frequently makes international trips and seeks coverage year round. The Atlas Professional plan provides multi-trip travel protection at a great value and should be a part of every traveling executive’s benefit package. Travelers have access to the Atlas Travel Assistance Services.

This plan offers a fixed deductible of $250 which begins each time the member departs on a trip. Also has a $1 million dollar overall maximum limit for the annual certificate period and is available to applicants through age 65.  Benefits include Trip Interruption, Emergency Medical benefits and Evacuation, Repatriation of Remains, doubled benefits for Accidental Death & Dismemberment, and much more.


  • Trip Interruption
  • 24 hour AD&D
  • Common Carrier AD&D
  • Incidental Home Coverage for U.S. Citizens*
  • Acute Onset of a Pre-Existing Condition*
  • Optional Hazardous Sports Rider

*Certain restrictions/exclusions apply; please see your policy/certificate for complete details.

 

 


Plan does not provide coverage for Trip Cancellation, Financial Default of Travel Supplier , or Trip Delay/Missed Connection

ViewAtlas Professional  Details  Get Insurance Quote   Atlas Professional  Certificate