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Multi-trip Travel Insurance (Annual) Insurance
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Multi-trip Travel Insurance (Annual)

Annual travel insurance provides travel medical coverage for multiple trips taken within the year. All annual multi trip plans have trip length restrictions which vary by plan, usually 15-180 days maximum per trip. These policies may be a wise investment for business professionals or frequent travelers since the coverage is purchased only once a year.

If you take multiple trips during the year or if you plan on residing outside the country for an extended period of time than purchasing annual travel insurance may make sense. Depending on the plan and the length of your trips, this type of insurance can save you money and offer you peace of mind.

Most annual multi trip policies are annually renewable and included coverage for accident or sickness, medical evacuation, flight, accidental death, but trip protection benefits are limited. If you are looking for cancellation, interruption, and travel delay benefits; please review our single trip Comprehensive Travel Packaged Plans.
 

Multi-trip Travel Insurance (Annual) Plans

The Atlas Professional plan is designed as an annual, single premium plan for those taking multiple trips during the year. This plan is ideal for routine business traveler, who frequently makes international trips and seeks coverage year round. The Atlas Professional plan provides multi-trip travel protection at a great value and should be a part of every traveling executive’s benefit package. Travelers have access to the Atlas Travel Assistance Services.

This plan offers a fixed deductible of $250 which begins each time the member departs on a trip. Also has a $1 million dollar overall maximum limit for the annual certificate period and is available to applicants through age 65.  Benefits include Trip Interruption, Emergency Medical benefits and Evacuation, Repatriation of Remains, doubled benefits for Accidental Death & Dismemberment, and much more.

  • Trip Interruption
  • 24 hour AD&D
  • Common Carrier AD&D
  • Incidental Home Coverage for U.S. Citizens*
  • Acute Onset of a Pre-Existing Condition*
  • Optional Hazardous Sports Rider

*Certain restrictions/exclusions apply; please see your policy/certificate for complete details.


Plan does not provide coverage for Trip Cancellation, Financial Default of Travel Supplier , or Trip Delay/Missed Connection
ViewAtlas Professional Details  Get Insurance Quote   Atlas Professional Certificate

If you're looking for long term international coverage (three months to three years), Diplomat LT is the policy for you. With up to $1,000,000 of coverage, renewability, and optional home country coverage, Diplomat LT should fit the needs of the most demanding international travelers.

  • Emergency Medical Coverage
  • Medical Evacuation & Repatriation
  • Trip Interruption
  • Accidental Death & Dismemberment
  • Optional Athletic; Hazardous Activity Coverage Rider and Home Country Coverage

No Trip Cancellation; Travel Delay; Financial Default of a Supplier.
ViewDiplomat LT Details  Get Insurance Quote   Diplomat LT Certificate

The Maximum Annual plan offers quality Emergency Medical Coverage for residents of Latin America. Providing a variety of benefits from Common carrier AD&D, Baggage loss coverage and Emergency Medical dental and accident coverage. The Maximum plan is perfect for travelers looking for a destinct array of annual coverage.

  • Common Carrier (AD&D) coverage  US$ 250,000
  • Emergency Medical Illness coverage US$ 30,000
  • Emergency Medical Accident coverage US$ 100,000
  • Baggage Loss up to US $2000
  • Baggage Delay up to US $800
 
ViewMaximum Annual Details  Get Insurance Quote   Maximum Annual Certificate
The Value Annual plan offers quality Emergency Medical Coverage for residents of Latin America. Providing a variety of benefits from Baggage loss coverage and Emergency Medical dental and accident coverage. The Value plan is perfect for travelers looking for a variety of annual coverage.
 

  • Emergency Medical Illness coverage US$ 20,000
  • Emergency Medical Accident coverage US$ 20,000
  • Baggage loss up to US$ 1,200
  • Trip Delay (after 6hrs) US$ 100 
 
ViewValue Annual Details  Get Insurance Quote   Value Annual Certificate

The Master Annual plan offers quality Emergency Medical Coverage for residents of Latin America. Providing a variety of benefits from Common carrier AD&D, Baggage loss coverage and Emergency Medical dental and accident coverage. The Master plan even offers legal assistance in the case of an accident.

  • Common Carrier (AD&D) coverage  US$ 60,000
  • Emergency Medical Illness coverage US$ 15,000
  • Emergency Medical Accident coverage US$ 15,000
  • Legal Accident Assistance up to US $1,200
  • Baggage Loss up to US $1,200
ViewMaster Annual Details  Get Insurance Quote   Master Annual Certificate

The Turista Annual plan offers quality Emergency Medical Coverage for residents of Latin America. Providing a variety of benefits Baggage loss coverage and Emergency Medical dental and accident coverage. The Turista plan is perfect for travelers looking for simple annual coverage.

  • Emergency Medical Illness coverage US$ 8,000
  • Emergency Medical Accident coverage US$ 8,000
  • Baggage Loss up to US $600 
ViewTurista Annual Details  Get Insurance Quote   Turista Annual Certificate

The Regional Annual plan offers affordable quality Emergency Medical Coverage for residents of Latin America traveling to neighboring countries. This plan offers benefits like Baggage loss Emergency dental and legal accident coverage in case the unexpected occurs.


  • Emergency Medical Accident coverage US$ 6,000
  • Emergency Medical Illness coverage US$ 6,000
  • Legal Accident Assistance up to US$ 500
  • Baggage Loss up to US $400
ViewRegional Annual Details  Get Insurance Quote   Regional Annual Certificate

The Embajadas Annual plan offers quality Emergency Medical coverage for residents of Latin America while meeting the neccesary requirments for the Schengen Visa. This plan also includes Common Carrier AD&D, Baggage loss, and emergency dental coverage.

  • Emergency Medical Accident coverage € 40.000
  • Emergency Medical Illness coverage € 40.000
  • Common Carrier AD&D US$ 100,000
  • Baggage Loss up to € 1,200 
ViewEmbajadas Annual Details  Get Insurance Quote   Embajadas Annual Certificate

Although the Patriot Executive plan is not renewable, it can be rewritten for succeeding or subsequent coverage periods. New Deductible, Eligibility, Conditions of Coverage and Pre-Existing Condition Exclusions apply to any succeeding or subsequent Period of Coverage. A new application also must be completed.

  • Trip Interruption
  • $1,000,000 in Emergency Medical Benefits
  • Emergency Evacuation & Repatriation
  • Baggage and Personal Effects 
  • Sports Coverage
  • Indentity Theft Assistance
  • 24 hour Accidental Death & Dismemberment (AD&D)

Emergency Medical Coverage is Secondary; Plan does not offer Trip Cancellation, Travel Delay, or Rental Car Collision Coverage. 
ViewPatriot Executive America Details  Get Insurance Quote   Patriot Executive America Certificate
Designed for executives that take multiple trips throughout the year outside their home country. It offers the ease and convenience of purchasing a single annual plan at an affordable annual premium. Patriot Executive International is designed for U.S. citizens who:
  1. are under the age of 76,
  2. are covered by an individual or group medical plan, and
  3. travel outside of the United States frequently throughout the year.

  • Trip Interruption
  • $1,000,000 in Emergency Medical Benefits
  • Emergency Evacuation & Repatriation
  • Baggage and Personal Effects 
  • Sports Coverage
  • Indentity Theft Assistance
  • 24 hour Accidental Death & Dismemberment (AD&D)

Emergency Medical Coverage is Secondary; Plan does not offer Trip Cancellation, Cancel for Any Reason, Travel Delay, or Rental Car Collision Coverage. 
ViewPatriot Executive International Details  Get Insurance Quote   Patriot Executive International Certificate