Multi-trip Travel Insurance (Annual)

AIG Travel Guard’s TravelRite plan is the ideal for frequent leisure or business travelers who are looking for basic annual coverage plus many specialized services. Coverage is good for one year regardless of the number of trips taken, and includes hotel overbooking, collision damage coverage for rental cars, credit card coverage and more. TravelRite Annual even offers optional Trip Cancellation and Interruption coverage available on an annual or per trip basis.

• Pet Care (Home Alone) coverage
• Hotel Overbooking coverage
• Emergency Medical Expense and Transportation coverage
• Baggage Delay and Travel Document coverage
• Renter’s Collision Insurance

No Accidental Death & Dismemberment; Travel delay; Lost Baggage and Personal Effects; Terrorism or Pre-Existing Condition coverage

Perfect for business or frequent traveler, who do not require trip cancellation coverage. This plan can be customized with flight accident coverage up to $500,000.

• Travel protection for multiple trips throughout the year with just one time purchase. 
• Sickness and Accident Medical Expense
• Medical Evacuation/Repatriation
• Lost Baggage/Baggage Delay
• 24 hour AD&D

No Trip Cancellation/Interruption Coverage. Annual plan is not available to residents of Oregon.

The Atlas Professional plan is designed as an annual, single premium plan for those taking multiple trips during the year. This plan is ideal for routine business traveler, who frequently makes international trips and seeks coverage year round. The Atlas Professional plan provides multi-trip travel protection at a great value and should be a part of every traveling executive’s benefit package. Travelers have access to the Atlas Travel Assistance Services.

This plan offers a fixed deductible of $250 which begins each time the member departs on a trip. Also has a $1 million dollar overall maximum limit for the annual certificate period and is available to applicants through age 65.  Benefits include Trip Interruption, Emergency Medical benefits and Evacuation, Repatriation of Remains, doubled benefits for Accidental Death & Dismemberment, and much more.

• Trip Interruption
• 24 hour AD&D
• Common Carrier AD&D
• Incidental Home Coverage for U.S. Citizens*
• Acute Onset of a Pre-Existing Condition*
• Optional Hazardous Sports Rider

*Certain restrictions/exclusions apply; please see your policy/certificate for complete details.

Plan does not provide coverage for Trip Cancellation, Financial Default of Travel Supplier , or Trip Delay/Missed Connection

Multi Trip/ Annual travel health and accident insurance for domestic and international travel. Covers pre-existing conditions for medical treatment, medical evacuation, repatriation of remains and bedside visit benefit. Covers unlimited trips up to 70 days maximum per trip. All participants covered by this insurance plan are enrolled in the Global Citizens Association which includes travel discounts and rewards.

HTH pays medical providers directly when you coordinate treatment through HTH. Members can review detailed biographical information for doctors in 170 countries.

Plan covers terrorist events. Plan covers pre-existing medical conditions. Plan does not reduce benefits if you do not pre-certify medical benefits (evacuation services excluded)

Requires that you be enrolled in a primary plan such as Medicare, Medicaid, individual or group health insurance plan.

Multi Trip/ Annual travel health and accident insurance for domestic and international travel. Covers pre-existing conditions for medical treatment, medical evacuation, repatriation of remains and bedside visit benefit. Covers unlimited trips up to 70 days maximum per trip. All participants covered by this insurance plan are enrolled in the Global Citizens Association which includes travel discounts and rewards.

HTH pays medical providers directly when you coordinate treatment through HTH. Members can review detailed biographical information for doctors in 170 countries.

Plan covers terrorist events. Plan covers pre-existing medical conditions. Plan does not reduce benefits if you do not pre-certify medical benefits (evacuation services excluded)

Requires that you be enrolled in a primary plan such as Medicare, Medicaid, individual or group health insurance plan.

AIG Travel Guard’s Med Evac plan provides worldwide emergency medical coverage for unexpected injuries or sicknesses which occur while traveling.  The Med Evac plan will transport you to the nearest hospital where appropriate medical treatment can be obtained and then home, if warranted.  PLUS, unlike other medical evacuation only plans, Med Evac covers related medically necessary expenses.

• Unlimited  Medical Evacuation coverage
• Accident & Sickness Medical Expense
• Access to AIG Travel Guard Assist Worldwide Emergency Assistance Services

This plan is not available for Washington or New York residents

AIG Travel Guard’s Med Evac plan provides worldwide emergency medical coverage for unexpected injuries or sicknesses which occur while traveling.  The Med Evac plan will transport you to the nearest hospital where appropriate medical treatment can be obtained and then home, if warranted.  PLUS, unlike other medical evacuation only plans, Med Evac covers related medically necessary expenses.

• Unlimited  Medical Evacuation coverage
• Accident & Sickness Medical Expense
• Access to AIG Travel Guard Assist Worldwide Emergency Assistance Services

This plan is not available for Washington or New York residents

If you're looking for long term international coverage (three months to three years), Diplomat LT is the policy for you. With up to $1,000,000 of coverage, renewability, and optional home country coverage, Diplomat LT should fit the needs of the most demanding international travelers.

• Emergency Medical Coverage
• Medical Evacuation & Repatriation
• Trip Interruption
• Accidental Death & Dismemberment
• Optional Athletic; Hazardous Activity Coverage Rider and Home Country Coverage

No Trip Cancellation; Travel Delay; Financial Default of a Supplier.