How to get a Quote | Guide to Travel Insurance | Glossary

Travel insurance is more flexible than ever!

Introducing the Cancel for Any Reason Benefit

The Cancel for Any Reason benefit is an excellent enhancement to your trip cancellation coverage. No longer do you need a “covered’ reason to cancel your trip. This popular benefit provides reimbursement for pre-paid, non-refundable trip costs in the form of a cash refund.

Standard trip cancellation plans already provide essential protection against unexpected events which may cause you to cancel your trip. But sometimes things come up that are not necessarily considered to be unforeseen emergencies but do require our attention, especially if the trip was planned months in advance.

Your child’s school play or graduation,
A surprise addition to the family,
Personal or family issue,
Or you just simply changed your mind about the trip

These are just some common examples of what life throws at you. The Cancel for Any Reason benefit can allow you to make any changes in your plans without having to forfeit any travel expenses already paid.

To be eligible for Cancel for Any Reason benefits certain policy conditions apply. The plan must be purchased within a certain time of your initial trip deposit or final trip payment (varies by company) and you must cancel the trip before your departure date (usually 2 days prior).

Please view our list of featured plans offering the Cancel for Any Reason benefit:

Plan Name

Cancel for Any Reason Benefit

Optional Cancel for Any Reason Available

Eligibility for Coverage

Benefit Schedule
In the Event of a Cancellation

CSA Freestyle Luxe

Plan must be purchased before or within 24 hours of initial trip payment

Must cancel the trip no later than 48 hours before your departure date

If Cancellation Penalty Amount Is:	Percentage of Penalty Amount Payable Is:
Up to 25% of Trip Cost	100% of Penalty Amount
26% to 50% of Trip Cost	90% of Penalty Amount
51% to 75% of Trip Cost	80% of Penalty Amount
Over 76% of Trip Cost	80% of Penalty Amount

Travel Guard Cruise, Tour, and Travel (Platinum)

Plan must be purchased within 15 days of initial trip payment

Must cancel the trip no later than 48 hours before your departure date

Plan will reimburse 75% of pre-paid, non-refundable trip costs of any penalty amount

Travel Guard ProtectAssist (Gold)

Plan must be purchased within 15 days of initial trip payment

Must cancel the trip no later than 48 hours before your departure date

Plan will reimburse 50% of pre-paid, non-refundable trip costs of any penalty amount

TravelSafe Premier

Plan must be purchased within 15 days of initial trip payment

Must cancel the trip no later than 2 days before your departure date

If Cancellation Penalty Amount Is:	Percentage of Penalty Amount Payable Is:
Up to 25% of Trip Cost	100% of Penalty Amount
26% to 50% of Trip Cost	95% of Penalty Amount
Over 50% of Trip Cost	90% of Penalty Amount

TravelSafe Vacation

Plan must be purchased within 15 days of initial trip payment

Must cancel the trip no later than 2 days before your departure date

If Cancellation Penalty Amount Is:	Percentage of Penalty Amount Payable Is:
Up to 25% of Trip Cost	100% of Penalty Amount
26% to 50% of Trip Cost	85% of Penalty Amount
Over 50% of Trip Cost	75% of Penalty Amount

Travel Insured Worldwide Trip Protector Gold

Plan must be purchased within 14 days of initial trip payment

Must cancel the trip no later than 2 days before your departure date

Plan will reimburse up to 75% of pre-paid, non-refundable trip costs any penalty amount

Travel Insured Worldwide Trip Protector

Plan must be purchased within 14 days of initial trip payment

Must cancel the trip no later than 2 days before your departure date

Plan will reimburse up to 75% of pre-paid, non-refundable trip costs any penalty amount

Important: If you insure an amount less than your total prepaid trip costs that are subject to cancellation penalties or restriction there will be no coverage available under the Optional Cancel for Any Reason Benefit, if purchased.