How to get a Quote | Guide to Travel Insurance | Glossary

Travel insurance is more flexible than ever!

Introducing the Cancel for Any Reason Benefit

The Cancel for Any Reason benefit is an excellent enhancement to your trip cancellation coverage. No longer do you need a “covered’ reason to cancel your trip. This popular benefit provides reimbursement for pre-paid, non-refundable trip costs in the form of a cash refund.

Standard trip cancellation plans already provide essential protection against unexpected events which may cause you to cancel your trip. But sometimes things come up that are not necessarily considered to be unforeseen emergencies but do require our attention, especially if the trip was planned months in advance.

Your child’s school play or graduation,
A surprise addition to the family,
Personal or family issue,
Or you just simply changed your mind about the trip

These are just some common examples of what life throws at you. The Cancel for Any Reason benefit can allow you to make any changes in your plans without having to forfeit any travel expenses already paid.

To be eligible for Cancel for Any Reason benefits certain policy conditions apply. The plan must be purchased within a certain time of your initial trip deposit or final trip payment (varies by company) and you must cancel the trip before your departure date (usually 2 days prior).

Please view our list of featured plans offering the Cancel for Any Reason benefit:

Plan Name

Cancel for Any Reason Benefit

Optional Cancel for Any Reason Available

Eligibility for Coverage

Benefit Schedule
In the Event of a Cancellation

CSA Custom Luxe

Plan must be purchased before or within 24 hours of initial trip payment

Must cancel the trip not less than 48 hours prior to the departure date

If Cancellation Penalty Amount Is:	Percentage of Penalty Amount Payable Is:
Up to 25% of Trip Cost	100% of Penalty Amount
26% to 50% of Trip Cost	90% of Penalty Amount
51% to 75% of Trip Cost	80% of Penalty Amount
Over 76% of Trip Cost	70% of Penalty Amount

Travel Guard Cruise, Tour, and Travel (Platinum)

Plan must be purchased within 15 days of initial trip payment

Must cancel the trip not less than 48 hours prior to the departure date

The Insurer will reimburse the Insured 75% of the pre-paid, forfeited, non-refundable payments or deposits for the insured Trip

Travel Guard ProtectAssist (Gold)

Plan must be purchased within 15 days of initial trip payment

Must cancel the trip not less than 48 hours prior to the departure date

The Insurer will reimburse the Insured 50% of the pre-paid, forfeited, non-refundable payments or deposits for the insured Trip

TravelSafe Premier

Plan must be purchased within 15 days of initial trip payment

Must cancel the trip 2 days or more before your schedule departure date

If Cancellation Penalty Amount Is:	Percentage of Penalty Amount Payable Is:
Up to 25% of Trip Cost	100% of Penalty Amount
26% to 50% of Trip Cost	95% of Penalty Amount
Over 50% of Trip Cost	90% of Penalty Amount

TravelSafe Vacation

Plan must be purchased within 15 days of initial trip payment

Must cancel the trip 2 days or more before your schedule departure date

If Cancellation Penalty Amount Is:	Percentage of Penalty Amount Payable Is:
Up to 25% of Trip Cost	100% of Penalty Amount
26% to 50% of Trip Cost	85% of Penalty Amount
Over 50% of Trip Cost	75% of Penalty Amount

TravelSafe Elements

Plan must be purchased within 15 days of initial trip payment

Must cancel the trip 2 days or more before your schedule departure date

Plan will reimburse you 75% of the unused non-refundable prepaid expenses for travel arrangements you paid for your trip

Travel Insured Worldwide Trip Protector Gold

Plan must be purchased within 14 days of initial trip payment

Must cancel the trip more than 2 days prior to your schedule departure date

Not available to residents of WA

The Insurer will reimburse you for up to 75% of the pre-paid, forfeited, non-refundable payments or deposits You paid for Your trip

Travel Insured Worldwide Trip Protector

Plan must be purchased within 14 days of initial trip payment

Must cancel the trip more than 2 days prior to your schedule departure date

Not available to residents of WA

The Insurer will reimburse you for up to 75% of pre-paid, forfeited, non-refundable payments or deposits You paid for Your trip

Travel Insured Worldwide Trip Protector Lite

Plan must be purchased within 14 days of initial trip payment

Must cancel the trip more than 2 days prior to your schedule departure date

Not available to residents of WA

The Insurer will reimburse you for up to 75% of pre-paid, forfeited, non-refundable payments or deposits You paid for Your trip

Travel Insured Worldwide Trip Protector Lite Expanded

Plan must be purchased within 14 days of initial trip payment

Must cancel the trip more than 2 days prior to your schedule departure date

Not available to residents of WA

The Insurer will reimburse you for up to 75% of pre-paid, forfeited, non-refundable payments or deposits You paid for Your trip

Seven Corners RoundTrip Choice

Plan must be purchased within 10 days of initial trip payment

Must cancel the trip 2 days or more before your schedule departure date

Not available to residents of NY or WA.

The Company will reimburse You for 75% of the prepaid, forfeited, non-refundable payments or deposits You paid for Your Trip

MH Ross Advantage Bridge

Plan must be purchased within 15 days of initial trip payment

Must cancel the trip 2 days or more before your schedule departure date

If Cancellation Penalty Amount Is:	Percentage of Penalty Amount Payable Is:
Up to 25% of Trip Cost	100% of Penalty Amount
26% to 50% of Trip Cost	90% of Penalty Amount
Over 50% of Trip Cost	80% of Penalty Amount

MH Ross Advantage Asset

Plan must be purchased within 15 days of initial trip payment

Must cancel the trip 2 days or more before your schedule departure date

Plan will reimburse You for 75% of the unused non-refundable prepaid expenses for Travel Arrangements for Your Trip

MH Ross Advantage Complete

Plan must be purchased within 15 days of initial trip payment

Must cancel the trip 2 days or more before your schedule departure date

If Cancellation Penalty Amount Is:	Percentage of Penalty Amount Payable Is:
Up to 25% of Trip Cost	100% of Penalty Amount
26% to 50% of Trip Cost	95% of Penalty Amount
Over 50% of Trip Cost	90% of Penalty Amount

Travelex Travel Basic

Plan must be purchased within 21 days of initial trip payment

Cancel a trip prior to 2 days of the scheduled departure Date

80% of the trip cost

Travelex Travel Select

Plan must be purchased within 21 days of initial trip payment

Cancel a trip prior to 2 days of the scheduled departure Date

80% of the trip cost

Travelex Travel Max

Plan must be purchased within 21 days of initial trip payment

Cancel a trip prior to 2 days of the scheduled departure Date

80% of the trip cost

Important: : If you insure an amount less than your total prepaid trip costs that are subject to cancellation penalties or restriction there will be no coverage available under the Optional Cancel for Any Reason Benefit, if purchased.